Skip to main content
MP
Optimal Mortgage · Miami, FL
Hi, my name is
Mariela Patterson
Jr. Mortgage Consultant · NMLS #2311796

Fluent in English, Español, and Français — with international business law training — I guide first-time buyers, international clients, and investors across all 67 Florida counties.

English · Español · Français · 中文（基础）
Welcome

Your mortgage journey starts here.

Whether you're buying your first home, your next investment, or refinancing — getting started takes just a few minutes. No commitment needed.

I want to see some loan scenarios
Request a Quote
Get Started →
I want to get a preapproval
Start My Online Application
Apply Now →
I want to see a mortgage calculator
Show Me the Calculator
Calculate →
Specialties
Conventional · FHA · VA · USDA
DSCR · Bank Statement · P&L
Construction · Bridge · Fix & Flip
Service Area
All 67 Florida Counties
Residential & Commercial
Purchase · Refinance · Investment

Ready to start? Let's talk.

No obligation · No credit check · Statewide

Apply Online Call Now