Optimal Mortgage · Miami, FL
Hi, my name is
Raul G. Perez
Managing Principal · Principal Broker · NMLS #1477536
I help families and investors across all 67 Florida counties navigate mortgage financing with clarity, discipline, and no surprises at the closing table.
English · Español
Welcome
Your mortgage journey starts here.
Whether you're buying your first home, your next investment, or refinancing — getting started takes just a few minutes. No commitment needed.
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Specialties
Conventional · FHA · VA · USDA
DSCR · Bank Statement · P&L
Construction · Bridge · Fix & Flip
Foreign National · Asset Qualification
DSCR · Bank Statement · P&L
Construction · Bridge · Fix & Flip
Foreign National · Asset Qualification
Service Area
All 67 Florida Counties
Residential & Commercial
Purchase · Refinance · Investment
Residential & Commercial
Purchase · Refinance · Investment